{"id":4840,"date":"2017-06-07T02:44:01","date_gmt":"2017-06-07T06:44:01","guid":{"rendered":"http:\/\/gohome.fastforwardstories.com\/?p=4840"},"modified":"2017-08-22T04:57:38","modified_gmt":"2017-08-22T08:57:38","slug":"understanding-your-loan-additional-information-can-be-important","status":"publish","type":"post","link":"https:\/\/titlecompanywebdesign.com\/faxonsettlement\/understanding-your-loan-additional-information-can-be-important\/","title":{"rendered":"Understanding Your Loan: Additional Information Can Be Important"},"content":{"rendered":"<p><script src=\"https:\/\/fast.wistia.com\/assets\/external\/E-v1.js\" async><\/script><\/p>\n<div class=\"wistia_responsive_padding\" style=\"padding:56.25% 0 28px 0;position:relative;\">\n<div class=\"wistia_responsive_wrapper\" style=\"height:100%;left:0;position:absolute;top:0;width:100%;\">\n<div class=\"wistia_embed wistia_async_3mgawiyl85 videoFoam=true\" style=\"height:100%;width:100%\">&nbsp;<\/div>\n<\/div>\n<\/div>\n<p>The forth page of your Closing Disclosure is important. It is NOT just standardized form information that is identical for every loan.<\/p>\n<p>Review these terms:<\/p>\n<ul>\n<li>Assumption: can this loan be transferred to another person if you sell or transfer the property?<\/li>\n<li>Demand: can the lender require early repayment of the loan?<\/li>\n<li>Late Payments: what penalty, after what period, applies?<\/li>\n<li>Negative Amortization: does this loan schedule or allow payments that do NOT fully cover the interest due, resulting in increased loan principal?<\/li>\n<li>Partial Payments: what is THIS lender\u2019s policy?<\/li>\n<\/ul>\n<p>You should also review Escrow Account details to understand whether you will pay additional property costs via regular Escrow Account payments or handle them yourself directly.  State College, PA Title Company.  <a href=\"https:\/\/www.faxonsettlement.com\/\">Contact Us Today!<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; The forth page of your Closing Disclosure is important. It is NOT just standardized form information that is identical for every loan. Review these terms: Assumption: can this loan be transferred to another person if you sell or transfer the property? Demand: can the lender require early repayment of the loan? Late Payments: what [&hellip;]<\/p>\n","protected":false},"author":43,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[30],"tags":[],"class_list":["post-4840","post","type-post","status-publish","format-standard","hentry","category-trid"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Understanding Your Loan: Additional Information Can Be Important - State College, PA Title Company | Faxon Settlement Services, LLC<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/titlecompanywebdesign.com\/faxonsettlement\/understanding-your-loan-additional-information-can-be-important\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Understanding Your Loan: Additional Information Can Be Important - State College, PA Title Company | Faxon Settlement Services, LLC\" \/>\n<meta property=\"og:description\" content=\"&nbsp; The forth page of your Closing Disclosure is important. 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