How Do I Begin The Process Of Buying A Home?
http://bucket.wistia.com/medias/tsjpeb6hf8?embedType=async&videoFoam=true&videoWidth=640 Remember these pointers from the video: start by thinking about your situation. Are you ready to buy a home? How much can you afford in a monthly mortgage payment? How...
How Do Lenders Decide The Maximum Loan Amount That Buyers Can Afford?
http://bucket.wistia.com/medias/2uz8v1bc3c?embedType=async&videoFoam=true&videoWidth=640 As you’ll see in the video, the lenders consider your debt-to-income ratio, which is a comparison of your gross (pre-tax) income to housing and non-housing expenses....
How Can I Find Out Information About My Credit History?
http://bucket.wistia.com/medias/e31fkl6yp2?embedType=async&videoFoam=true&videoWidth=640 Watch this video and take a few notes! There are three major credit reporting companies: Equifax - www.equifax.com 1-800-685-1111 Experian - www.experian.com...
What Is A Credit Bureau Score And How Do Lenders Use Them?
http://bucket.wistia.com/medias/ja6gbhgp72?embedType=async&videoFoam=true&videoWidth=640 As we show you in this video, a credit bureau score, or “credit score” is a number based upon your credit history that represents the possibility that you will be unable...
What Is The Best Way To Compare Loan Terms Between Lenders?
http://bucket.wistia.com/medias/rjf1ez43fz?embedType=async&videoFoam=true&videoWidth=640 Watch this video and take a few notes! First, devise a checklist for the information from each lending institution. You should include: the company's name and basic...
What Do I Get At Closing?
http://bucket.wistia.com/medias/phbao8pb51?embedType=async&videoFoam=true&videoWidth=640 For most real estate loans, you will receive a Closing Disclosure 3 business days before loan consummation – which frequently happens at the closing meeting. At the...
