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Whether you are buying, selling or refinancing your home, we are here for you. We promise you a smooth, professional and comfortable closing process.<\/p>\n
Despite recent, confusing legislative changes, as the person paying for title insurance, you DO have a right to choose your title and settlement company. We appreciate you choosing North Florida Abstract. Call us or stop by today to experience our small town service.<\/p>\n
For most of us, real estate is the largest investment we\u2019ll make in our lives. To buy with confidence, get owner\u2019s title insurance from North Florida Abstract. It\u2019s the smart way to protect your property from legal claims. To help you understand how owner\u2019s title insurance works, here are answers to common questions.<\/p>\n
Title is your right to own or use your property. Title also establishes any limitations on those rights.<\/p>\n
A title search is an early step in the home buying process to uncover issues that could limit your rights to the property. If a title issue is discovered, most often we will take care of it without you even knowing. After the title search is complete, North Florida Abstract can provide a title insurance policy.<\/p>\n
If you\u2019re buying a home, title insurance is a policy that protects your investment and property rights.<\/p>\n
1. An owner\u2019s policy is the best way to protect your property rights. Either the buyer or seller may pay for this policy. Ask North Florida Abstract how it\u2019s handled in your area.<\/p>\n
2. A lender\u2019s policy is usually required by the lender and only protects the lender\u2019s financial interests. The buyer typically pays for this policy.<\/p>\n
Owner\u2019s title insurance protects your investment in your property from certain future legal claims regarding ownership of your property. For a one-time fee, you and your heirs* receive coverage for as long as you own your home. The owner\u2019s policy also covers potential legal fees and court costs for settling claims covered by your policy.<\/p>\n
Sometimes undiscoverable defects can come up after the title search. Under an owner\u2019s title insurance policy, you are protected against certain undiscovered errors in the title.<\/p>\n
Title issues include unknown:<\/em><\/p>\n Unforeseeable title claims include:<\/em><\/p>\n For example, an unforeseeable discrepancy in the property or fence line can cause confusion in ownership rights.<\/p>\n The one-time payment for owner\u2019s title insurance is low relative to the value of your home. A typical title insurance policy costs around 0.5% of the home\u2019s purchase price.<\/p>\n Your owner\u2019s insurance policy lasts for as long as you or your heirs* own your property.<\/p>\n Closing is the final step in executing the home buying transaction. The closing agent you choose, and we would like you to choose North Florida Abstract, will handle the transfer of ownership. Upon completion of the closing process, you get the keys to your home!<\/p>\n Additional Information for Buyers:<\/strong><\/p>\n Despite recent, confusing legislative changes, as the person paying for title insurance you DO have a right to choose your title and settlement company. We appreciate you choosing North Florida Abstract. Call us or stop by today to experience our small town service.<\/p>\n Beginner\u2019s Homebuyer Guide<\/a><\/p>\n A Guide for Homebuyers<\/a><\/p>\n 7 Reasons Home Buyers Need Owner\u2019s Title Insurance<\/a><\/p>\n HomeClosing101<\/a><\/p>\n Contact<\/a> [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″][et_pb_sidebar admin_label=”Sidebar” global_module=”553″ saved_tabs=”all” orientation=”right” area=”sidebar-1″ background_layout=”light” remove_border=”off”]<\/p>\n [\/et_pb_sidebar][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section admin_label=”section” global_module=”522″ transparent_background=”off” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” padding_mobile=”on” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off” custom_padding=”0px|0px|0px|0px” module_class=”button-schedule” background_color=”#f5f5f5″][et_pb_row global_parent=”522″ admin_label=”row” make_fullwidth=”on” use_custom_width=”off” width_unit=”on” use_custom_gutter=”on” gutter_width=”1″ custom_padding=”0px||0px|” padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”on” parallax_1=”off” parallax_method_1=”off” parallax_2=”off” parallax_method_2=”off” column_padding_mobile=”on” padding_top_2=”30px” padding_bottom_2=”30px” padding_left_2=”30px” custom_margin=”0px|0px|0px|0px” background_color_2=”#f5f5f5″][et_pb_column type=”1_2″][et_pb_map global_parent=”522″ admin_label=”Map” address=”220 S Cherry St, Monticello, FL 32344, USA” address_lat=”30.5443511″ address_lng=”-83.86912669999998″ mouse_wheel=”on” mobile_dragging=”on” use_grayscale_filter=”off” zoom_level=”17″]<\/p>\n [et_pb_map_pin title=”North Florida Abstract and Title, LLC” pin_address=”220 S Cherry St, Monticello, FL 32344, USA” pin_address_lat=”30.5443511″ pin_address_lng=”-83.86912669999998″]<\/p>\n 220 S. Cherry Street [\/et_pb_map_pin]<\/p>\n [\/et_pb_map][\/et_pb_column][et_pb_column type=”1_2″][et_pb_text global_parent=”522″ admin_label=”Office Location” background_layout=”light” text_orientation=”left” text_font_size=”40px” text_font_size_phone=”30px” text_font_size_last_edited=”on|desktop” use_border_color=”off” border_color=”#ffffff” border_style=”solid” text_line_height=”1.5em” custom_css_main_element=”font-weight: 300 !important;”]<\/p>\n Office Location<\/p>\n [\/et_pb_text][et_pb_text global_parent=”522″ admin_label=”Address” background_layout=”light” text_orientation=”left” text_font=”|||on|” text_font_size=”20″ text_font_size_last_edited=”on|desktop” text_line_height=”1.5em” use_border_color=”off” border_style=”solid” custom_css_main_element=”font-weight: 300 !important;” disabled=”off” border_color=”#ffffff” custom_padding=”||10px|”]<\/p>\n 220 S. 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\nPlace an order<\/a><\/p>\n
\nMonticello, FL 32344<\/p>\n
\nMonticello, FL 32344
\nPhone:<\/strong> (850) 294-1307<\/a>
\nFax:<\/strong> (850) 997-3412<\/a><\/p>\n