{"id":133,"date":"2018-01-13T21:46:46","date_gmt":"2018-01-13T21:46:46","guid":{"rendered":"http:\/\/fastforwardstories.com\/?p=133"},"modified":"2018-01-14T20:45:27","modified_gmt":"2018-01-14T20:45:27","slug":"what-types-of-closing-costs-are-associated-with-fha-insured-loans","status":"publish","type":"post","link":"http:\/\/titlecompanywebdesign.com\/northfloridaabstract\/what-types-of-closing-costs-are-associated-with-fha-insured-loans\/","title":{"rendered":"What Types Of Closing Costs Are Associated With FHA-Insured Loans?"},"content":{"rendered":"<p><script src=\"https:\/\/fast.wistia.com\/assets\/external\/E-v1.js\" async><\/script><\/p>\n<div class=\"wistia_responsive_padding\" style=\"padding:56.25% 0 28px 0;position:relative;\">\n<div class=\"wistia_responsive_wrapper\" style=\"height:100%;left:0;position:absolute;top:0;width:100%;\">\n<div class=\"wistia_embed wistia_async_cc5g6t01n8 videoFoam=true\" style=\"height:100%;width:100%\">&nbsp;<\/div>\n<\/div>\n<\/div>\n<p>\t\tWhile this video simplifies things to help you remember, except for the addition of an FHA mortgage insurance premium, FHA closing costs are similar to those of a conventional loan.<\/p>\n<p>As of 2013, the FHA requires a single, upfront mortgage insurance premium equal to 2.25% of the mortgage to be paid at closing (or 1.75% if you complete the HELP program).<\/p>\n<p>This initial premium may be partially refunded if the loan is paid in full during the first seven years of the loan term.<\/p>\n<p>After closing, you will then be responsible for an annual premium &#8211; paid monthly &#8211; if your mortgage is over 15 years or if you have a 15-year loan with an LTV greater than 90%.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; While this video simplifies things to help you remember, except for the addition of an FHA mortgage insurance premium, FHA closing costs are similar to those of a conventional loan. As of 2013, the FHA requires a single, upfront mortgage insurance premium equal to 2.25% of the mortgage to be paid at closing (or [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"categories":[24],"tags":[15],"class_list":["post-133","post","type-post","status-publish","format-standard","hentry","category-federal-programs","tag-video"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>What Types Of Closing Costs Are Associated With FHA-Insured Loans? - Monticello, Florida Title Company | North Florida Abstract &amp; Title<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/titlecompanywebdesign.com\/northfloridaabstract\/what-types-of-closing-costs-are-associated-with-fha-insured-loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Types Of Closing Costs Are Associated With FHA-Insured Loans? - Monticello, Florida Title Company | North Florida Abstract &amp; Title\" \/>\n<meta property=\"og:description\" content=\"&nbsp; While this video simplifies things to help you remember, except for the addition of an FHA mortgage insurance premium, FHA closing costs are similar to those of a conventional loan. 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