[et_pb_section admin_label=”Section” transparent_background=”off” background_color=”#5b89ac” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” custom_padding=”30px||30px|” padding_mobile=”on” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off” fullwidth=”off” specialty=”off” disabled=”off”][et_pb_row admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” width_unit=”off” custom_width_px=”1080px” custom_width_percent=”80%” use_custom_gutter=”off” gutter_width=”3″ padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”on” make_equal=”off” column_padding_mobile=”on” parallax_1=”off” parallax_method_1=”on” parallax_2=”off” parallax_method_2=”on” parallax_3=”off” parallax_method_3=”on” parallax_4=”off” parallax_method_4=”on” disabled=”off”][et_pb_column type=”4_4″][et_pb_text admin_label=”Video” background_layout=”dark” text_orientation=”center” text_font=”|on|||” text_font_size=”45″ text_font_size_phone=”35″ text_font_size_last_edited=”on|desktop” text_line_height=”1.5em” use_border_color=”off” border_style=”solid” disabled=”off” border_color=”#ffffff” text_text_color=”#00264b”]<\/p>\n
Video<\/p>\n
[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section admin_label=”section” transparent_background=”off” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” custom_padding=”20px||30px|” padding_mobile=”on” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off” fullwidth=”off” specialty=”off” disabled=”off”][et_pb_row admin_label=”row” make_fullwidth=”off” use_custom_width=”off” width_unit=”off” custom_width_px=”1080px” custom_width_percent=”80%” use_custom_gutter=”on” gutter_width=”2″ padding_mobile=”off” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”off” column_padding_mobile=”on” parallax_1=”off” parallax_method_1=”off” parallax_2=”off” parallax_method_2=”off” parallax_3=”off” parallax_method_3=”on” parallax_4=”off” parallax_method_4=”on” disabled=”off”][et_pb_column type=”2_3″][et_pb_code admin_label=”Code”]<h4>Starting<\/h4> <ul> <li><a href=”..\/how-can-i-determine-my-housing-needs-before-i-begin-the-search\/”>Determining Your Housing Needs<\/a><\/li> <li><a href=”..\/how-do-i-begin-the-process-of-buying-a-home\/”>Start The Home-Buying Process!<\/a><\/li> <li><a href=”..\/how-do-lenders-decide-the-maximum-loan-amount-that-buyers-can-afford\/”>How Lenders Decide Your Maximum Loan<\/a><\/li> <li><a href=”..\/how-does-purchasing-a-home-compare-with-renting\/”>Purchasing Vs Renting A Home<\/a><\/li> <li><a href=”..\/why-use-a-realtor\/”>Why Use a REALTOR\u00a8?<\/a><\/li> <li><a href=”..\/how-can-i-find-out-about-schools-community-resources\/”>Learn Your Community Resources<\/a><\/li> <li><a href=”..\/what-should-i-look-for-when-walking-through-a-home\/”>Walkthrough -What To Look For<\/a><\/li> <li><a href=”..\/how-can-i-keep-track-of-all-the-homes-i-see\/”>Keeping Track Of Homes<\/a><\/li> <li><a href=”..\/what-questions-should-i-ask-when-looking-at-homes\/”>What To Ask When Looking At Homes<\/a><\/li> <li><a href=”..\/is-an-older-home-a-better-value-than-a-new-one\/”>Older Vs Newer Homes<\/a><\/li> <li><a href=”..\/what-is-earnest-money-and-how-much-should-i-set-aside\/”>What Is Earnest Money?<\/a><\/li> <li><a href=”..\/what-does-a-home-inspector-do-and-how-does-an-inspection-figure-in-the-purchase-of-a-home\/”>What Do Home Inspectors Do?<\/a><\/li> <li><a href=”..\/what-about-a-home-located-in-a-flood-plain\/”>What About Flood Plains?<\/a><\/li> <li><a href=”..\/what-are-home-warranties-and-should-i-consider-them\/”>What Are Home Warranties?<\/a><\/li> <li><a href=”..\/what-should-i-look-out-for-during-the-final-walk-through\/”>Final Walkthrough Warnings<\/a><\/li> <\/ul> <h4>Mortgage<\/h4> <ul> <li><a href=”..\/what-is-a-rate-lock\/”>What Is A Rate Lock?<\/a><\/li> <li><a href=”..\/what-is-a-mortgage\/”>What Is A Mortgage?<\/a><\/li> <li><a href=”..\/what-is-a-qualified-mortgage\/”>What is A Qualified Mortgage?<\/a><\/li> <li><a href=”..\/what-is-loan-to-value-ltv-and-how-does-it-affect-the-size-of-my-loan\/”>What Is Loan-To-Value (LTV)?<\/a><\/li> <li><a href=”..\/how-large-a-down-payment-do-i-need\/”>How Large A Down Payment Do I Need?<\/a><\/li> <li><a href=”..\/what-does-ability-to-repay-mean\/”> What Is Ability To Repay?<\/a><\/li> <li><a href=”..\/are-there-special-mortgages-for-first-time-homebuyers\/”>First-Time Mortgages?<\/a><\/li> <li><a href=”..\/what-types-of-mortgage-loans-are-available\/”>The Main Types Of Mortgages<\/a><\/li> <li><a href=”..\/how-does-the-interest-rate-factor-in-securing-a-mortgage-loan\/”>How Interest Affects Mortgages<\/a><\/li> <li><a href=”..\/what-are-the-advantages-of-15-and-30-year-fixed-rate-mortgages\/”>Fixed-Rate Mortgage Advantages<\/a><\/li> <li><a href=”..\/what-factors-affect-mortgage-payments\/”>Key Factors In Mortgage Payments<\/a><\/li> <li><a href=”..\/what-is-included-in-a-monthly-mortgage-payment\/”>What Does A Mortgage Cover?<\/a><\/li> <li><a href=”..\/what-are-discount-points\/”>What Are Discount Points?<\/a><\/li> <li><a href=”..\/what-is-mortgage-insurance\/”>What Is Mortgage Insurance?<\/a><\/li> <li><a href=”..\/what-is-pmi\/”>What Is PMI?<\/a><\/li> <li><a href=”..\/what-is-prime\/”>What Is Prime?<\/a><\/li> <li><a href=”..\/what-is-equity\/”>What Is Equity?<\/a><\/li> <li><a href=”..\/can-i-pay-off-my-loan-ahead-of-schedule\/”>Can I Pay Off Early?<\/a><\/li> <\/ul> <h4>Financing<\/h4> <ul> <li><a href=”..\/what-steps-need-to-be-taken-to-secure-a-loan\/”> Key Steps To Secure Your Loan<\/a><\/li> <li><a href=”..\/what-is-the-debt-to-income-ratio-dti\/”>What is Debt-To-Income?<\/a><\/li> <li><a href=”..\/how-are-pre-qualifying-and-pre-approval-different\/”> Pre-Qualifying vs Pre-Approval<\/a><\/li> <li><a href=”..\/what-responsibilities-do-i-have-during-the-lending-process\/”>Lending Process DOs and DON’Ts<\/a><\/li> <li><a href=”..\/what-happens-after-ive-applied-for-my-loan\/”>After Your Loan Application<\/a><\/li> <li><a href=”..\/how-do-i-choose-the-right-lender-for-me\/”>Choosing Your Lender<\/a><\/li> <li><a href=”..\/how-do-i-choose-the-best-loan-program-for-me\/”>Choosing Your Home Loan<\/a><\/li> <li><a href=”..\/what-is-the-best-way-to-compare-loan-terms-between-lenders\/”>How To Compare Loans<\/a><\/li> <li><a href=”..\/what-costs-or-fees-are-associated-with-loan-origination\/”>Understanding Loan Fees<\/a><\/li> <li><a href=”..\/what-is-a-good-faith-estimate-and-how-does-it-help-me\/”>What is A Good Faith Estimate?<\/a><\/li> <li><a href=”..\/what-is-respa\/”>What Is RESPA?<\/a><\/li> <li><a href=”..\/what-is-an-appraisal\/”>What’s An Appraisal?<\/a><\/li> <\/ul> <h4>Credit, Closing & Federal Programs<\/h4> <ul> <li><a href=”..\/what-is-a-credit-bureau-score-and-how-do-lenders-use-them\/”>What is A Credit Score?<\/a><\/li> <li><a href=”..\/how-can-i-find-out-information-about-my-credit-history-2\/”>Find Your Credit History<\/a><\/li> <li><a href=”..\/what-is-an-escrow-account-do-i-need-one\/”>What Is Escrow?<\/a><\/li> <li><a href=”..\/closing-explained-visually\/”> Closing Costs Explained Visually<\/a><\/li> <li><a href=”..\/title-insurance-explained-visually\/”>Title Insurance Explained Visually<\/a><\/li> <li><a href=”..\/what-are-commissions\/”>What Are Real Estate Commissions?<\/a><\/li> <li><a href=”..\/what-can-i-expect-to-happen-on-closing-day\/”>What Happens On Closing Day?<\/a><\/li> <li><a href=”..\/what-do-i-get-at-closing\/”>What Do I Get At Closing?<\/a><\/li> <li><a href=”..\/what-makes-up-closing-costs\/”>What Makes Up Closing Costs?<\/a><\/li> <li><a href=”..\/how-can-the-fha-assist-me-in-buying-a-home\/”>How Can The FHA Help?<\/a><\/li> <li><a href=”..\/what-are-the-steps-involved-in-the-fha-loan-process\/”>What Are The Steps In FHA Loans?<\/a><\/li> <li><a href=”..\/what-types-of-closing-costs-are-associated-with-fha-insured-loans\/”>About FHA Closing Costs<\/a><\/li> <li><a href=”..\/what-are-203b-and-203k-loans\/”>About 203(b) and 203(k) FHA Loans<\/a><\/li> <li><a href=”..\/what-are-va-home-loans\/”>What Are VA Loans?<\/a><\/li> <li><a href=”..\/what-are-the-major-types-of-va-loans\/”>Major VA Loan Types<\/a><\/li> <li><a href=”..\/what-is-a-certificate-of-eligibility-or-coe\/”>What is The VA COE?<\/a><\/li> <\/ul> <h4>Selling<\/h4> <ul> <li><a href=”..\/how-do-i-make-a-home-ready-to-sell\/”>Making Your Home Ready To Sell<\/a><\/li> <li><a href=”..\/how-should-i-prepare-for-internet-showing\/”>Preparing For Internet Showing<\/a><\/li> <li><a href=”..\/how-should-i-prepare-the-inside-for-an-open-house\/”>Home Sales Tips -Prepping The Inside<\/a><\/li> <li><a href=”..\/how-should-i-prepare-the-outside-for-an-open-house\/”>Home Sales Tips -Prepping The Outside<\/a><\/li> <li><a href=”..\/how-do-i-evaluate-an-offer\/”>How Do I Evaluate An Offer?<\/a><\/li> <li><a href=”..\/what-is-a-counter-offer\/”>What Is A Counter-Offer?<\/a><\/li> <li><a href=”..\/what-does-the-closing-process-involve-when-i-sell\/”>The Closing Process For Home Sellers<\/a><\/li> <li><a href=”..\/6-selling-mistakes\/”>6 Home-Selling Mistakes<\/a><\/li> <li><a href=”..\/what-details-can-i-ask-brokers-in-advance\/”>What Can I Ask Brokers?<\/a><\/li> <li><a href=”..\/how-do-i-set-the-price-on-my-house\/”>Setting Your Price<\/a><\/li> <li><a href=”..\/which-square-footage-figure-should-i-use\/”>Which Square Footage Figure??<\/a><\/li> <li><a href=”..\/how-is-a-home-marketed\/”>How Is A Home Marketed?<\/a><\/li> <li><a href=”..\/how-can-i-improve-my-homes-value\/”>Improving Your Home’s Value<\/a><\/li> <\/ul> <h4>TRID<\/h4> <ul> <li><a href=”..\/what-do-lenders-have-to-tell-you-about-your-real-estate-loan\/”>What Lenders Must Disclose<\/a><\/li> <li><a href=”..\/what-kinds-of-loans-do-trid-disclosures-cover\/”>Loans Covered By TRID Disclosures<\/a><\/li> <li><a href=”..\/what-disclosures-are-used-for-loans-not-covered-by-trid\/”>Loans NOT Covered By TRID Disclosures<\/a><\/li> <li><a href=”..\/what-6-pieces-of-information-make-a-trid-loan-application\/”>6 Required Pieces of Information<\/a><\/li> <li><a href=”..\/can-creditors-collect-information-beyond-the-6-required-pieces\/”>Can Lenders Request More Information?<\/a><\/li> <li><a href=”..\/do-creditors-have-to-approve-trid-loans-in-3-days\/”>Do Lenders HAVE To Approve In 3 Days?<\/a><\/li> <li><a href=”..\/what-is-a-business-day-for-real-estate-loan-disclosures\/”>What Is A Business Day?<\/a><\/li> <li><a href=”..\/how-long-must-creditors-keep-real-estate-loan-records\/”>How Long Will Lenders Keep My Records?<\/a><\/li> <li><a href=”..\/what-will-the-trid-loan-estimate-tell-me\/”>What Does The Loan Estimate Tell You?<\/a><\/li> <li><a href=”..\/could-my-loan-costs-exceed-the-loan-estimate\/”>Could My Loan Exceed The Estimate?<\/a><\/li> <li><a href=”..\/whats-refunded-if-my-loan-is-higher-than-my-estimate\/”>Refunds -If Your Loan Exceeds Your Estimate<\/a><\/li> <li><a href=”..\/can-creditors-revise-trid-loan-estimates\/”>Can Creditors Revise Loan Estimates?<\/a><\/li> <li><a href=”..\/can-my-settlement-charges-change\/”>Can My Settlement Charges Change?<\/a><\/li> <li><a href=”..\/when-do-i-get-my-loan-closing-disclosure\/”>When Do I Get My Closing Disclosure?<\/a><\/li> <li><a href=”..\/understanding-your-loan-estimate-terms-payments-and-closing-costs\/”>Loan Estimates -Terms, Payments, Closing<\/a><\/li> <li><a href=”..\/understanding-your-loan-estimate-page-2-loan-costs\/”>Loan Estimates -Loan Costs<\/a><\/li> <li><a href=”..\/understanding-your-loan-estimate-services-you-cannot-shop-for\/”>Loan Estimates -Services You Can’t Shop<\/a><\/li> <li><a href=”..\/understanding-your-loan-estimate-services-you-can-shop-for\/”>Loan Estimates -Services You CAN Shop<\/a><\/li> <li><a href=”..\/understanding-your-loan-estimate-other-costs\/”>Loan Estimates -Other Costs<\/a><\/li> <li><a href=”..\/calculating-your-cash-to-close\/”>Calculating Your Cash To Close<\/a><\/li> <li><a href=”..\/understanding-loan-estimate-comparisons\/”>Understanding Loan Estimate Comparisons<\/a><\/li> <li><a href=”..\/your-rights-and-rules-for-closing-disclosures\/”>Your Rights For Closing Disclosures<\/a><\/li> <li><a href=”..\/understanding-your-loan-closing-disclosure-page-1\/”>Closing Disclosures -Understanding Page 1<\/a><\/li> <li><a href=”..\/understanding-your-loan-closing-cost-details\/”>Closing Disclosures – Closing Costs<\/a><\/li> <li><a href=”..\/understanding-your-loan-cash-and-transaction-summaries\/”>Closing Disclosures – Understanding Summaries<\/a><\/li> <li><a href=”..\/understanding-your-loan-additional-information-can-be-important\/”>Closing Disclosures – Important Additions<\/a><\/li> <\/ul>[\/et_pb_code][\/et_pb_column][et_pb_column type=”1_3″][et_pb_sidebar admin_label=”Sidebar” orientation=”right” area=”sidebar-1″ background_layout=”light” disabled=”off” saved_tabs=”all” remove_border=”off” global_module=”783″] [\/et_pb_sidebar][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section admin_label=”Section” global_module=”780″ transparent_background=”off” allow_player_pause=”off” inner_shadow=”off” parallax=”off” parallax_method=”off” custom_padding=”30px|0px|30px|0px” padding_mobile=”on” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” make_equal=”off” use_custom_gutter=”off” gutter_width=”2″ fullwidth=”off” specialty=”off” parallax_1=”off” parallax_2=”off” parallax_method_1=”off” parallax_method_2=”off” background_color_1=”#ffffff” background_color_2=”#ffffff” padding_top_2=”30px” padding_left_2=”30px” disabled=”off” module_class=”footer-section”][et_pb_row global_parent=”780″ admin_label=”Row” make_fullwidth=”off” use_custom_width=”off” width_unit=”on” custom_width_px=”1080px” custom_width_percent=”80%” use_custom_gutter=”on” gutter_width=”2″ padding_mobile=”on” allow_player_pause=”off” parallax=”off” parallax_method=”off” make_equal=”on” column_padding_mobile=”on” background_color_1=”#ffffff” background_color_2=”#ffffff” padding_top_2=”30px” padding_bottom_2=”30px” padding_left_2=”30px” parallax_1=”off” parallax_method_1=”off” parallax_2=”off” parallax_method_2=”off” parallax_3=”off” parallax_method_3=”on” parallax_4=”off” parallax_method_4=”on” disabled=”off”][et_pb_column type=”2_3″][et_pb_map global_parent=”780″ admin_label=”Map” zoom_level=”11″ address_lat=”41.43663993201405″ address_lng=”-81.65357745922853″ mouse_wheel=”on” mobile_dragging=”on” use_grayscale_filter=”off” grayscale_filter_amount=”35″ disabled=”off” address=”7085 Pearl Rd, Middleburg Heights, OH 44130, USA”] [et_pb_map_pin pin_address=”7085 Pearl Rd, Middleburg Heights, OH 44130, USA” pin_address_lat=”41.372922″ pin_address_lng=”-81.79828800000001″ disabled=”off” title=”Middleburg Heights”]<\/p>\n
7085 Pearl Road
\nMiddleburg Heights, Ohio 44130<\/p>\n
[\/et_pb_map_pin][et_pb_map_pin title=”Beachwood” pin_address=”24755 Chagrin Blvd #350, Beachwood, OH 44122, USA” pin_address_lat=”41.4653669″ pin_address_lng=”-81.50386900000001″]<\/p>\n
24755 Chagrin Blvd., Suite 350
\nBeachwood, Ohio 44122-4531<\/p>\n
[\/et_pb_map_pin] [\/et_pb_map][\/et_pb_column][et_pb_column type=”1_3″][et_pb_text global_parent=”780″ admin_label=”GET IN TOUCH” background_layout=”light” text_orientation=”left” text_font=”|||on|” text_font_size=”16″ text_font_size_last_edited=”on|desktop” text_line_height=”1.5em” use_border_color=”off” border_style=”solid” disabled=”off” border_color=”#ffffff”]<\/p>\n
7085 Pearl Road
\nMiddleburg Heights, Ohio 44130
\nPhone: <\/strong>(440) 886-6141<\/a>
\nFax:<\/strong> (440) 886-7160<\/p>\n