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What Is An Appraisal?

by tlctitle | Aug 27, 2017 | Financing: | 0 Comments

http://bucket.wistia.com/medias/nx9fu7xhuw?embedType=async&videoFoam=true&videoWidth=640 Every house is unique; appraisers are trained and licensed for expertise in putting a value on properties. Appraisers don’t work for the buyer or the seller; their...

What Does The Closing Process Involve When I Sell?

by tlctitle | Aug 27, 2017 | Sales Process: | 0 Comments

http://bucket.wistia.com/medias/xa052z5i65?embedType=async&videoFoam=true&videoWidth=640 As this video explains, a signed sales contract doesn’t mean your house is sold. There are still financial, contractual and legal steps for both sides. The buyer has to...

How Can I Find Out About Schools & Community Resources?

by tlctitle | Aug 27, 2017 | Finding: | 0 Comments

http://bucket.wistia.com/medias/sy2w0na4ga?embedType=async&videoFoam=true&videoWidth=640 The video puts this in more visual terms, but basically, contact the local Chamber of Commerce for promotional literature or talk to your real estate agent about welcome...

How Can I Determine My Housing Needs Before I Begin The Search?

by tlctitle | Aug 27, 2017 | Starting: | 0 Comments

http://bucket.wistia.com/medias/t8tuncd1v4?embedType=async&videoFoam=true&videoWidth=640 Like the video shows, your home should fit the way you live, with spaces and features that appeal to the whole family. Before you begin looking at homes make a list of...

What Is Equity?

by tlctitle | Aug 26, 2017 | Mortgages: | 0 Comments

http://bucket.wistia.com/medias/qaho11jzwq?embedType=async&videoFoam=true&videoWidth=640 Equity is the value YOU own in property such as a house. It’s the difference between what’s OWED and what the property is WORTH in the current market. The example...

What Are Real Estate Commissions?

by tlctitle | Aug 26, 2017 | Title and Closing | 0 Comments

http://bucket.wistia.com/medias/g8ex2ungxm?embedType=async&videoFoam=true&videoWidth=640 Like the video says - real estate agents aren’t paid by the hour!They’re paid a percentage of the purchase price in a successful real estate transaction. When one...

What Is “Prime”?

by tlctitle | Aug 26, 2017 | Mortgages: | 0 Comments

http://bucket.wistia.com/medias/hx0fwnd0bg?embedType=async&videoFoam=true&videoWidth=640 The Prime Lending Rate - sometimes just called “Prime” - is the interest rate that banks charge each other for overnight loans. Some consumer rates - like ARMs -...

What Is An Escrow Account? Do I Need One?

by tlctitle | Aug 26, 2017 | Title and Closing | 0 Comments

http://bucket.wistia.com/medias/z5ohj4i4z8?embedType=async&videoFoam=true&videoWidth=640 As we show you in this video, an escrow account is an account, established by your lender, to set aside a portion of your monthly mortgage payment to cover annual charges...

What Are Discount Points?

by tlctitle | Aug 26, 2017 | Mortgages: | 0 Comments

http://bucket.wistia.com/medias/7omchfvcyl?embedType=async&videoFoam=true&videoWidth=640 Discount points allow you to lower your interest rate. While this video simplifies things to help you remember, “points” are essentially prepaid interest with each point...

What Steps Need To Be Taken To Secure A Loan?

by tlctitle | Aug 26, 2017 | Financing: | 0 Comments

http://bucket.wistia.com/medias/z9scvpdkzm?embedType=async&videoFoam=true&videoWidth=640 You’ll see some pictures in this video to help you remember later, but the first step in securing a loan is to complete a loan application. To do so, you'll need the...