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How Do Lenders Decide The Maximum Loan Amount That Buyers Can Afford?

by tlctitle | Aug 26, 2017 | Starting: | 0 Comments

http://bucket.wistia.com/medias/hmp4b1btvc?embedType=async&videoFoam=true&videoWidth=640 As you’ll see in the video, the lenders consider your debt-to-income ratio, which is a comparison of your gross (pre-tax) income to housing and non-housing expenses....

How Do I Begin The Process Of Buying A Home?

by tlctitle | Aug 26, 2017 | Starting: | 0 Comments

http://bucket.wistia.com/medias/xgec5xgykn?embedType=async&videoFoam=true&videoWidth=640 Remember these pointers from the video: start by thinking about your situation. Are you ready to buy a home? How much can you afford in a monthly mortgage payment? How...

How Do I Make A Home Ready To Sell?

by tlctitle | Aug 26, 2017 | Sales Process: | 0 Comments

http://bucket.wistia.com/medias/ax3z6cnv2n?embedType=async&videoFoam=true&videoWidth=640 As we show you in this video, start several months before the property is made available. Look through the eyes of a buyer What needs to be cleaned? Repainted? Repaired?...

What Is A Loan Estimate And How Does It Help Me?

by tlctitle | Aug 26, 2017 | Financing: | 0 Comments

http://bucket.wistia.com/medias/j6dx4api04?embedType=async&videoFoam=true&videoWidth=640 A loan estimate lists your loan terms projected payments, costs at closing measures for comparison, including Annual Percentage Rate and Total Interest Percentage and...

What Is The Best Way To Compare Loan Terms Between Lenders?

by tlctitle | Aug 26, 2017 | Financing: | 0 Comments

http://bucket.wistia.com/medias/syhzq6feqm?embedType=async&videoFoam=true&videoWidth=640 Watch this video and take a few notes! First, devise a checklist for the information from each lending institution. You should include: the company's name and basic...

How Do I Set The Price On My House?

by tlctitle | Aug 26, 2017 | Going To Market: | 0 Comments

http://bucket.wistia.com/medias/drq68qo1vp?embedType=async&videoFoam=true&videoWidth=640 While this video simplifies things to help you remember: your aim is to get the best price AND terms in your market during the period you’re selling. Market conditions...

How Is A Home Marketed?

by tlctitle | Aug 26, 2017 | Going To Market: | 0 Comments

http://bucket.wistia.com/medias/9yr46kqbyq?embedType=async&videoFoam=true&videoWidth=640 As you’ll see in the video, every home and market is a unique situation. Good marketing plans are specific to both. But every plan will include: Preparation Pricing and...

What Do I Get At Closing?

by tlctitle | Aug 26, 2017 | Title and Closing | 0 Comments

http://bucket.wistia.com/medias/a4zk8g15v7?embedType=async&videoFoam=true&videoWidth=640 For most real estate loans, you will receive a Closing Disclosure 3 business days before loan consummation – which frequently happens at the closing meeting. At the...

What Are 203(B) And 203(K) Loans?

by tlctitle | Aug 26, 2017 | Federal Programs | 0 Comments

http://bucket.wistia.com/medias/3k8rdv86pb?embedType=async&videoFoam=true&videoWidth=640 The video puts this in more visual terms, but 203(b) is the most commonly used FHA program. It offers a low down payment, flexible qualifying guidelines limited lender's...

What Is PMI?

by tlctitle | Aug 26, 2017 | Mortgages: | 0 Comments

http://bucket.wistia.com/medias/i7u03p4cws?embedType=async&videoFoam=true&videoWidth=640 This video tells you about it all. PMI stands for Private Mortgage Insurance or Insurer. These are privately-owned companies that provide mortgage insurance. They offer...